NEW! Loan Rates and Dividends

Special Rates available beginning at 1.99%, ask Kelly for details! Missouri Baptist Credit Union Loan Rates 12/18/2012
Tier:	New 60 Months	New 72 Months	Used 2011-2012	Used 2005 -2010	Used 2004-Older
Tier 1 A (700 & Up)	2.49 %	2.49%	2.49%	2.49%	2.49%
Tier 2 B (670-699)	3.75%	3.75%	3.75%	3.75%	3.75%
Tier 3 C (640-669)	5.99%	6.49%	5.99%	6.49%	6.49%
Tier 4 D (639-Below**)	8.99%	9.49%	8.99%	9.49%	12.49%

Motorcycle / ATV / Boat / Camper / RV Loan Rates 12/01/2012
Tier:	New 60 Months	New 72 Months	Used 2011-2012	Used 2005-2010	Used 2004-Older
Tier 1 A (720 & Up)	4.50%	5.00%	4.50%	5.50%	6.00%
Tier 2 A (690-719)	5.50%	6.00%	5.50%	6.00%	7.00%
Tier 3 B (660-689)	7.50%	8.00%	7.50%	8.50%	9.50%
Tier 4 C (659&Below**)	9.50%	10.00%	9.50%	10.50%	12.00%

New - Up to 72 Months

2008-2012 - Up to 60 Months

2005-2007 - Up to 48 Months

2004 & Older - 36 Months

WILL LOAN 100% OF N.A.D.A. RETAIL VALUE

WILL LOAN MSRP ON NEW VEHICLES

**maximum advance NADA Clean Trade-in value**

(no add for vehicle options)

Unsecured Loan Rates 12/01/2012
Tier:	Line Of Credit	Signature Loan
Tier 1 A (720 & Up)	8.50%	8.50%
Tier 2 A (740-779)	9.50%	9.50%
Tier 3 B (700-739)	10.50%	10.50%
Tier 4 C (660-699)	13.50%	13.50%

Full Share Loan - 3.00% over current rate.

CD Loans - 3.00% over current rate.

Home Equity Loan - 5.00%

Overdraft Loan - 12.00%

All Loan Rates are based on credit worthiness. All rates subject to change at any time.

Contact Kelly Woods, Loan Officer with questions at 573.635.4428 or kwoods@mobaptistcu.org